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Money Matters series
Set of 6 books 24-30pp
[Series ISBN 978-1-77008-543-5]

A set of full-colour, illustrated reading books that provide an introduction to money and banking in South Africa. The books cover topics such as the history of money, drawing up a budget, spending wisely, the importance of saving and the advantages of keeping money in a bank. The series also helps readers to understand the banking system, how to open a bank account, the use of bank cards and ATMs, and technology
such as smartphone apps.

| Opening a bank account | Cash and ATMs |
| Manage your money | Be a smart shopper |
| How banks work | How bank cards work |

English | Afrikaans

 

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Opening a bank account

ISBN 978-1-77008-544-2

[26pp]

Opening a bank account explains the advantages of having a bank account, and describes the different kinds of bank accounts, and how they work. Readers are also introduced to debit cards, credit cards and cheques, and technology such as smartphone banking apps.

Gillian Houghton

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Contents

  • Why put your money in a bank account?

  • Different types of bank accounts

  • How do bank accounts work?

  • Debit cards, cheque books and credit cards

  • Withdrawing money

  • Keeping track of your account

  • Smartphone banking apps

  • Choosing a bank

  • Opening your account

  • Spend wisely

  • Glossary

  • Index


Cash and ATMs

ISBN 978-1-77008-545-9

[27pp]

Cash and ATMs gives a short history of money, and explains how coins and notes came into use. It also explains how ATM machines work, and how to deposit and withdraw cash from an ATM machine. 

Gillian Houghton

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Contents

  • Let’s talk about cash

  • What is cash?

  • A short history of money

  • The first coins and notes

  • Making money

  • Add it up

  • What is an ATM?

  • ATM cards

  • How do ATMs work?

  • Using an ATM

  • Stay safe!

  • Glossary

  • Index


Manage your money

ISBN 978-1-77008-546-6

[26pp]

Manage your money explains the importance of saving, and how to draw up a budget. It also discusses ways of earning money, and shows how to spend wisely and bank one’s savings.

Gillian Houghton

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Contents

  • Before you spend

  • Know your goal

  • A budget

  • Using your budget to plan

  • What are your expenses?

  • Know your spending habits

  • How to earn money

  • Earning money

  • Bank your money

  • Spending wisely

  • Glossary

  • Index


Be a smart shopper

ISBN 978-1-77008-547-3

[24pp]

Be a smart shopper explains how businesses compete for customers, and shows consumers how to buy goods that they need rather than want. It also explains the difference between goods and services, and shows consumers how to find value for money.

Gillian Houghton

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Contents

  • Buy me!

  • I need it! I want it!

  • Needs come first

  • Working to earn money

  • Selling goods

  • Providing services

  • Producers

  • Consumers have a choice

  • What is value?

  • Glossary

  • Index
     


How banks work

ISBN 978-1-77008-548-0

[28pp]

How banks work explains what banks are, describes the different kinds of banks and banking, and the role of the Reserve Bank. It also explains how savings and cheque accounts work, and shows how compound interest increases savings. 

Gillian Houghton

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Contents

  • What is a bank?

  • Banks in South Africa

  • What is interest?

  • What is compound interest?

  • How do banks make a profit?

  • Who works in a bank?

  • Taking care of your money

  • Cheque, please!

  • Start saving!

  • The Reserve Bank

  • Bank on it!

  • Glossary

  • Index


How bank cards work

ISBN 978-1-77008-549-7

[30pp]

How bank cards work describes the difference between debit cards and credit cards, shows the features of a bank card, and explains how to keep the card safe. Readers also learn about bank credit, and how a borrower’s debt increases through compound interest.

Gillian Houghton

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Contents

  • Cash or card?

  • Getting a debit card

  • Looking at debit cards

  • Using a debit card

  • What is credit?

  • What is a credit card?

  • What is interest?

  • What is compound interest?

  • Pay-back time!

  • Why banks give people cards

  • Who can get credit?

  • Keeping your card safe

  • Glossary

  • Index


 

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